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If you're going to utilize a small-cap index like the Russell 2000, you may desire to stop and consider why a good index fund company, like Lead, does not have any funds that follow it. The reason is due to the fact that it's a lousy index.
I haven't even dealt with the straw guy right here yet, which is the reality that it is fairly unusual that you in fact have to pay either taxes or substantial payments to rebalance anyway. I never ever have. A lot of intelligent capitalists rebalance as long as feasible in their tax-protected accounts. If that isn't fairly enough, very early accumulators can rebalance simply using new contributions.
And of training course, no one ought to be getting packed mutual funds, ever before. It's really also poor that IULs do not function.
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